Land Contract

There are many factors that go into determining the market value of a seller held land contract. The duration, interest rate, amount of the payment, the current value of the asset securing the land contract, clear title, the pay history on the land contract, the payer's credit history and the overall risk of stepping into the land contract. Investors must weigh all of these factors when making offers on seller held land contracts. There is always a discount for taking over the risk of stepping into seller land contract. Some companies claim to be able to purchase land contracts at face value. Don't believe it! There is a lot of work that goes into closing one of these transactions and no company is going to do all that work, just to have a payer pay off the note the next day.

C & A Financial Programs, Inc. will do all of the work associated with purchasing your seller held land contract at no extra cost to you. You will be quoted a net amount to purchase your land contract. C & A Financial Programs, Inc. will pay for all title searches, appraisal costs and all other expenses related to closing the transaction.

If you have a land contract to sell, fill out our Land Contract Quote Form and send it and we will get the process started, or call today and let our team of experts assist you in finding the plan that is best for you!


A memorandum of land contract is an instrument evidencing the existence of a land contract. The memorandum is recorded with the Register of Deeds for the county in which the land is located.


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C & A Financial Programs, Inc.
Note Buyer
Licensed Mortgage Lender